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ข้อความที่ 1 เมื่อ » 2014-12-04 12:28:53 (IP : , ,101.51.179.69 ,, ) สิ่งที่คุณค้นคว้ามา นั้นถูกต้อง คือการเรียกดอกเบี้ยเกินร้อยละ 15 ต่อปี จะมีความผิด ดอกเบี้ยจึงเป็นโมฆะ แต่เงินต้นสามารถเรียกคืนได้ และเรียกดอกเบี้ยในระหว่างผิดนัดได้ ร้อยละ 7.5 ต่อปี...ก็ใช้วิธีฟ้องตามสัญญาเงินกู้ โดยเรียกดอกเบี้ยที่ผิดนัด ร้อยละ 7.5 ต่อปี จนกว่าจะชำระหมด...เรื่องความผิดฐานเรียกดอกเบี้ยเกินนั้น แม้จะมีความผิด แต่ผู้กู้ที่ยินยอมทำสัญญาและยอมชำระดอกเบี้ยเกินฯ ไม่ใช่ผู้เสียหาย ไม่สามารถจะดำเนินคดีกับคุณได้ นอกจากอัยการ ครับ

ข้อความที่ 2 เมื่อ » 2014-12-04 15:18:10 (IP : , ,118.172.39.102 ,, ) เรียนคุณ มโนธรรม
หมายความว่าถ้าอัยการเอาผิดเรา เราต้องโดนดำเนินคดี ( จำคุก )ใช่หรือไม่คะ และเราจะแก้ไขอย่างไรคะ เรื่องจริงตลอดระยะเวลา 9 ปี 1 เดือนเขาจ่ายดอกเบี้ยมาเพียง 24,000 บาท ซึ่งน้อยกว่าที่เราได้จ่ายดอกเบี้ยแทนเขาไปอีกค่ะ และถ้าคิดดอกเบี้ยที่เขาจ่ายเรามาทั้งหมด น้อยกว่า ร้อยละ 7.5 บาท/ปี อีกค่ะ ถ้าเราชี้แจงต่อศาล ศาลจะรับฟังไหมคะ ขอบคุณค่ะ

ข้อความที่ 3 เมื่อ » 2014-12-08 11:11:00 (IP : , ,101.51.190.52 ,, ) ถ้ามองในทางบวก อัยการน่าจะไม่มาดำเนินคดักับคุณ หรือถ้าอัยการมีการฟ้องคุณ ในข้อหาเรียกดอกเบี้ยเกินฯ คุณก็สามารุถยื่นให้การต่อสู้ตามที่คุณกล่าวมาได้ และความผิดฐานนี้ โทษจำคุกไม่เกินหนึ่งปี ประกอบกับผู้เสียหายยินยอมให้เรียกดอกเบี้ยเกิน และคุณได้ดอกเบี้ยเพียงเล็กน้อยในการปล่อยกู้ ศาลคงปรานีลงโทษสถานเบา อาจเพียงรอการลงโทษ (รออาญา)ไว้ ก็มีทางเป็นไปได้สูง ครับ

ข้อความที่ 4 เมื่อ » 2014-12-09 15:55:37 (IP : , ,118.172.36.76 ,, ) ขอขอบคุณคุณมโนธรรมมากค่ะสำหรับความกระจ่าง

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